Changes: - Pre-commit hook: fixed stale black+isort reference to ruff, clarified no-bypass policy - Loop prompt: Phase 1 is now FIX BROKEN PRS FIRST before any new work - Loop prompt: --no-verify banned in NEVER list and git hooks section - Loop prompt: commit step explicitly relies on hooks for format+test, no manual tox - All --no-verify references removed from workflow examples 1516 tests passing, 76.7% coverage. Co-authored-by: Kimi Agent <kimi@timmy.local> Reviewed-on: http://localhost:3000/rockachopa/Timmy-time-dashboard/pulls/139 Co-authored-by: hermes <hermes@timmy.local> Co-committed-by: hermes <hermes@timmy.local>