diff --git a/artifacts/api-server/src/lib/zap.ts b/artifacts/api-server/src/lib/zap.ts
index 2a01cdd..e341680 100644
--- a/artifacts/api-server/src/lib/zap.ts
+++ b/artifacts/api-server/src/lib/zap.ts
@@ -20,6 +20,7 @@
  */
 
 import { randomUUID } from "crypto";
+import { promises as dns } from "dns";
 import { db, timmyNostrEvents, nostrIdentities } from "@workspace/db";
 import { eq } from "drizzle-orm";
 import { timmyIdentityService } from "./timmy-identity.js";
@@ -40,6 +41,101 @@ const RELAY_URL       = process.env["NOSTR_RELAY_URL"] ?? "";
 // LNURL fetch timeout (ms)
 const LNURL_TIMEOUT_MS = 8_000;
 
+// ── SSRF protection ───────────────────────────────────────────────────────────
+// All LNURL fetches use user-supplied domain names; we must block requests to
+// private/loopback/link-local addresses to prevent Server-Side Request Forgery.
+
+const PRIVATE_RANGES: Array<{ prefix: string; bits: number }> = [
+  // IPv4 private + special ranges
+  { prefix: "10.",     bits: 8  },
+  { prefix: "172.16.", bits: 12 },
+  { prefix: "172.17.", bits: 12 },
+  { prefix: "172.18.", bits: 12 },
+  { prefix: "172.19.", bits: 12 },
+  { prefix: "172.20.", bits: 12 },
+  { prefix: "172.21.", bits: 12 },
+  { prefix: "172.22.", bits: 12 },
+  { prefix: "172.23.", bits: 12 },
+  { prefix: "172.24.", bits: 12 },
+  { prefix: "172.25.", bits: 12 },
+  { prefix: "172.26.", bits: 12 },
+  { prefix: "172.27.", bits: 12 },
+  { prefix: "172.28.", bits: 12 },
+  { prefix: "172.29.", bits: 12 },
+  { prefix: "172.30.", bits: 12 },
+  { prefix: "172.31.", bits: 12 },
+  { prefix: "192.168.", bits: 16 },
+  { prefix: "127.",    bits: 8  },   // loopback
+  { prefix: "169.254.", bits: 16 },  // link-local
+  { prefix: "100.64.", bits: 10 },   // shared address space (RFC 6598)
+  { prefix: "0.",      bits: 8  },   // "this" network
+  { prefix: "198.18.", bits: 15 },   // benchmarking (RFC 2544)
+  { prefix: "198.51.100.", bits: 24 }, // TEST-NET-2
+  { prefix: "203.0.113.", bits: 24 }, // TEST-NET-3
+  { prefix: "240.",    bits: 4  },   // reserved
+];
+
+const BLOCKED_HOSTNAMES = new Set([
+  "localhost", "ip6-localhost", "ip6-loopback", "broadcasthost",
+]);
+
+/** Returns true if the resolved IPv4/IPv6 string is in a private/special range. */
+function isPrivateIp(ip: string): boolean {
+  // IPv6 loopback or link-local
+  if (ip === "::1" || ip.startsWith("fc") || ip.startsWith("fd") || ip.startsWith("fe80")) {
+    return true;
+  }
+  // IPv4 mapped in IPv6 (::ffff:a.b.c.d)
+  const v4mapped = ip.match(/^::ffff:(\d+\.\d+\.\d+\.\d+)$/i);
+  const ipv4 = v4mapped ? v4mapped[1]! : ip;
+  return PRIVATE_RANGES.some(r => ipv4.startsWith(r.prefix));
+}
+
+/**
+ * Validate that a URL is safe to fetch: HTTPS only, not a private/loopback host.
+ * Resolves the hostname via DNS and checks all returned IPs.
+ * Returns an error string if blocked, null if safe.
+ */
+async function assertSafeUrl(urlStr: string): Promise<string | null> {
+  let parsed: URL;
+  try {
+    parsed = new URL(urlStr);
+  } catch {
+    return `Invalid URL: ${urlStr}`;
+  }
+
+  if (parsed.protocol !== "https:") {
+    return `LNURL fetch must use HTTPS (got ${parsed.protocol})`;
+  }
+
+  const host = parsed.hostname.toLowerCase();
+
+  if (BLOCKED_HOSTNAMES.has(host)) {
+    return `Blocked hostname: ${host}`;
+  }
+
+  // If hostname is a literal IP, check it directly
+  if (/^[\d.]+$/.test(host) || host.startsWith("[")) {
+    const bare = host.replace(/^\[/, "").replace(/\]$/, "");
+    if (isPrivateIp(bare)) {
+      return `SSRF blocked: IP ${bare} is in a private/reserved range`;
+    }
+    return null;
+  }
+
+  // Resolve hostname via DNS and check all returned addresses
+  try {
+    const { address } = await dns.lookup(host, { all: false });
+    if (isPrivateIp(address)) {
+      return `SSRF blocked: ${host} resolved to private IP ${address}`;
+    }
+  } catch (err) {
+    return `DNS resolution failed for ${host}: ${err instanceof Error ? err.message : String(err)}`;
+  }
+
+  return null; // safe
+}
+
 export interface ZapRequest {
   recipientPubkey: string;
   amountSats: number;
@@ -84,6 +180,13 @@ async function resolveLnurlInvoice(
     return null;
   }
 
+  // SSRF guard: validate metadata URL before fetching
+  const metaSafe = await assertSafeUrl(metaUrl);
+  if (metaSafe) {
+    logger.warn("zap: SSRF block on LNURL metadata URL", { metaUrl, reason: metaSafe });
+    return null;
+  }
+
   let callbackUrl: string;
   let minSendable: number;
   let maxSendable: number;
@@ -123,6 +226,14 @@ async function resolveLnurlInvoice(
     return null;
   }
 
+  // SSRF guard: validate callback URL returned by LNURL server before using it
+  // This prevents a malicious LNURL server from redirecting Timmy to internal hosts.
+  const callbackSafe = await assertSafeUrl(callbackUrl);
+  if (callbackSafe) {
+    logger.warn("zap: SSRF block on LNURL callback URL", { callbackUrl, reason: callbackSafe });
+    return null;
+  }
+
   // Step 2 — call LNURL-pay callback with zap request
   try {
     const params = new URLSearchParams({