Implements minimum viable legal documentation for the Lightning
payment-adjacent service per Whitestone Section 2.1.4.
- Add /legal/tos, /legal/privacy, /legal/risk routes
- Create templates with plain-language summaries + full legal text
- Cover Lightning-specific risks: payment finality, force-closure,
routing failure, regulatory uncertainty, money transmission
- Add legal links to desktop MORE dropdown (with divider), mobile
LEGAL nav section, and persistent footer on every page
- Add CSS for legal page layout, warning blocks, data table, footer
and dropdown divider — no inline styles in templates
Fixes#815
Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>